What We Offer 비쥬얼 이미지
Credit Guarantee
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Guarantee Fee

Guarantee Fee

  • KOTEC receives per annum upfront guarantee fees from the guaranteed SMEs for the guarantee amount at the point of issuing the letter of credit guarantee. Basic annual guarantee fee rate is determined by the Technology Ratings assigned in the process of the due diligence. Final rate is calculated by adding or deducing a certain percentage in compliance with rules and regulations within KOTEC.

Basic Rate Determined by Technology Rating

Basic Rate Determined by Technology Rating
Technology Ratings Guarantee Fee Rate
AAA 0.8%
AA 1.0%
A 1.2%
BBB 1.4%
BB 1.5%
B 1.6%
CCC 1.7%
CC 1.8%
C 2.2%

Maximum & Minimum Rates

Maximum & Minimum Rates
  Minimum Rate Maximum
SMEs 0.5% 3.0%
Others 0.5% 3.5%