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Equity Investment
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Guarantee With Investment Options


  • This program, implemented in April 2014, provides guarantees with an option that allows KOTEC to convert the corresponding guaranteed loan into an investment before the maturity of the guarantee.

Eligible Companies

  • Any technology-based startup within its first five years of establishment and with a technology appraisal ratings of BB or higher

Eligible Loans

  • Any working capital loan from financial institutions on the condition of lump sum payment on maturity

Maximum Guarantee Limit and Guarantee Period(Tenure)

  • Up to KRW 1 billion per company and up to five years

Guarantee Process

Preferential Supports

  • Full guarantee coverage (100% of the loan amount) and fixed guarantee fee (0.5%)